Occupational benefits for companies,
self-employed people and small businesses
The five arrows by designer Philippe Druillet
Benefits play an important role in strengthening the employer brand, attracting new talent and retaining employees.
Our department focuses on adding value by offering flexible, tailor-made solutions that go beyond the mandatory obligations, known as the “minimum LPP” (referring to Swiss Professional Protection Law.)
Supplementary occupational benefits cover
With supplementary occupational benefits cover, a collective investment strategy can be defined for policyholders within the same organisation, for salaries between CHF 90,720* and CHF 907,200 for the year 2025.
*In case of a coordination deduction of CHF 26,460 in the basic pension plan, affiliation is possible from an annual income of CHF 64,260.
Additional voluntary cover
With additional voluntary cover, each member can choose their own investment strategy. Voluntary cover is open to affiliated people earning between CHF 136,080 and CHF 907,200 for the year 2025.
Benefits
- Access to Edmond de Rothschild’s partners: top-tier pension providers
- Personalized analysis tailored to the needs of your organization
- Management of the associated administration
- Adapted to your tax situation
- Organisation of Tenders and comparison of offers
- Choice of offers
- Information sessions for employees
- Investment advice
- Personalised, one-to-one support
Pensions for
individuals
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Our approach emphasizes planning for your future, ensuring not only financial security but also the creation of added value.
Vested benefits: maintaining your pension savings
A change of job, divorce, change of employer, early retirement or unemployment can all put you in a situation requiring transitional pension arrangements at any time.
Faced with such changes, you have the option of transferring your pension assets to a vested benefits account, which allows you to secure these funds until you find a new employer.
Personalised management: Transparency
Total transparency regarding management costs and full participation in the performance resulting from the selected investment strategy.
Personalised management: Flexibility
The freedom to change your investment strategy at any time, without fees.
The possibility to transfer your investment portfolio in-specie to a private securities account at Edmond de Rothschild (Switzerland) when the retirement capital is paid out.
Personalised management: Security
Access to our renowned partner pension foundations.
3rd pillar A
3rd pillar A is a private pension solution available to all employees and self-employed people whose income is subject to old-age and survivors’ insurance (AVS). This solution complements the 1st and 2nd pillar pension schemes. The annual contributions paid into 3rd pillar A are tax-deductible, optimising your financial situation while guaranteeing solid protection for the future.
Our offer and
investment solutions
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Leveraging our expertise in asset management, we can help you with your wealth planning by offering you a tailor-made approach to implementing investment solutions dedicated to your pension assets.
We can offer you a range of investment strategies from passive management through to active management mandates.
Our strengths, your assets
- Expertise: Our expertise has been recognised for many years.
- The power of partnership: World-class partners and service providers to support you.
- Flexibility and innovation: Flexible, creative solutions designed to meet your needs as effectively as possible.
- Advantageous conditions: A carefully thought-out approach to tax and attractive pricing.
- Our brand: A renowned brand and a strong bank you can rely on.